August 2015  Timeshare Datashare

FICO Scores

Provided by ARDA International Foundation 

According to the 2015 Financial Performance survey, respondents were asked to indicate whether FICO scoring is a component of their underwriting criteria. A majority of the respondents, 84.2 percent, reported that they utilized FICO scoring in 2014, which is consistent with 2013.

In 2014, survey respondents reported a weighted average FICO score of 701 on loads held in their receivables portfolio, increasing three points from 698 in 2013.

201508 datashare

 

Source: Financial Performance 2015: A Survey of Timeshare & Vacation Ownership Companies, prepared by Deloitte for the AIF