Timeshare Datashare

Weighted Average FICO Scores Improved in 2016 

Provided by ARDA International Foundation 

Credit risk scores are widely used by major financial service and credit issuing organizations, such as mortgage and auto loan originators and timeshare companies, as one input in making consumer credit decisions. The most widely used credit risk score is the FICO score, which is a three-digit score calculated on a consumer’s credit history to rank that consumer on the likelihood that their credit obligations will be paid as expected.

According to the recently released 2017 Financial Performance report, participants of the survey were asked to indicate whether FICO scoring is a component of their underwriting criteria. A majority of the respondents, 82.4 percent, reported that they utilize FICO scoring, which is consistent with 2015

Seventeen survey respondents reported a weighted average FICO score between 650 and 749 on loans held in their receivables portfolios at calendar year end 2016. Overall, weighted average FICO scores increased from 2015 to 2016 by two points from 706 to 708.

  201708 Datashare 

Source: Financial Performance 2017: A Survey of Timeshare & Vacation Ownership Companies, prepared by Deloitte for the AIF

 

 [Datashare Archives]

July 2017 -- Weighted Average FICO Scores Improved in 2016
May 2017 -- U.S. Timeshare Owner Spending
March 2017 -- U.S. Timeshare Owner Profile
February 2017 -- Number of Timeshare Owners in the U.S.
October 2016 -- Timeshare Inventory Levels
September 2016 -
- What Do Vacationers Think About Peer-to-Peer Vacation Services 
July/Aug 2016 -- Economic Impact of the Timeshare Industry
June 2016 -- Timeshare Sales Volume Growth
March 2016 -- Timeshare Metrics
February 2016 -- Who are the Next Generation Prospects? 
 
January 2016 -- Awareness of Timeshare Rental 
Nov/Dec 2015 -- Capital Expenditure Growth 
October 2015 -- Next Generation Owners are Our Industry’s Best Advocates 
September 2015 -- Timeshare Sales Volume Continues to Grow                                               
August 2015 -- FICO Scores 
 
July 2015 -- 2014 Resort Occupancy Rate 
May 2015 -- Sales Metrics Show Good Signs in Q1 2015 
March 2015 -- Consumer Timeshare Loan Portfolios Currency Increased Slightly in Q4 2014 
February 2015 -- AIF Provides Essential Information!                                                              
January 2015 -- Knowledge is Power!  
 
December 2014 - Timeshare Owners Enjoy More Sex on Vacations                                      
November 2014 -- Timeshare Owners Reach 9 Million in the U.S.                                                          
October 2014 -- Timeshare Vacation Spending                                                                                       
August 2014 -- Economic Impact of the Timeshare Industry                                                          
July 2014 -- Fee-For-Service Revenue Increased in 2013                                                              
June 2014 -- Rentals Brought In More Revenue                                                                        
May 2014 -- Net Originated Timeshare Sales Continued to Increase in Q1 2014                       
April 2014 -- Timeshare Owners Love the Kitchen Feature! 
March 2014 -- Timeshare Occupancy 
 
January/February 2014-- Post-tour Follow-up