Vacation Club Loans: A Decade of Excellence
MIDDLETOWN, CT, April 2026 – Vacation Club Loans (VCL) is marking its 10-year anniversary, celebrating a decade of bringing clarity, consistency, and trusted financing solutions to the timeshare resale market.
Founded in 2016 to address a gap in financing for resale buyers, VCL has grown from a niche lender for many independent timeshare resorts into a broad resale financing platform focused primarily on Disney Vacation Club, backed by the strength of Colebrook Financial. Today, the company stands as a recognized leader in vacation ownership financing, built on long-term relationships, adaptable solutions, and a commitment to doing business the right way.
Bert Blicher, who retains an ownership interest in VCL shared, “Ten years ago, Debbie and I founded the first lending company dedicated to financing buyers purchasing resale timeshares.
Initially, I wasn’t overly optimistic about our potential for success, but that doubt was quickly erased as we began to see strong results. We found an untapped niche and grew to be a highly successful business. I give much of the credit to the talented Debbie and to our great lender and now majority owner, Colebrook.”
“Ten years of growth, trust, and commitment—Vacation Club Loans is proud of how far we’ve come and excited for what’s ahead. My vision is to continue raising the bar as we help more resale buyers through our unique financing,” added VCL President Debbie Ely.
From a DVC-focused lender to a broader platform that includes Marriott, Hyatt, and Hilton, supported by Colebrook Financial’s majority investment, VCL has expanded both its reach and credibility. The company’s ability to navigate regulatory shifts and economic cycles reflects its long-term mindset. “Debbie’s enthusiasm and drive is second to none, and it’s been exciting to see her, with Bert’s guidance, build the company from the ground up through the relationships she has forged. We can’t wait to see what she is able to accomplish in the next ten years!”, said Mark Raunikar, principal of Colebrook Financial.
Looking ahead, Vacation Club Loans remains focused on expanding access to financing, strengthening industry partnerships, and continuing to deliver a consistent, transparent experience for buyers in the vacation ownership market. As the company enters its next decade, its commitment to innovation and long-term relationships remains at the core of its growth strategy.
Founded in 2003, Colebrook Financial is a privately held commercial lender specializing in the timeshare and resort industry. Based in Middletown, Connecticut, Colebrook provides customized financing for developers, HOAs, and management companies across the United States, Mexico, and the Caribbean. The firm’s principals bring decades of resort lending experience and are known for service, flexibility, and deep industry experience. Learn more at colebrookfinancial.com.
